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<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8" />
<meta name="viewport" content="width=device-width, initial-scale=1.0" />
<meta name="description" content="NilPay Privacy Policy - How we protect your data" />
<meta name="theme-color" content="#0A3D91" />
<title>Privacy Policy - NilPay</title>
<link rel="stylesheet" href="styles.css" />
<style>
.legal-container {
max-width: 900px;
margin: 0 auto;
padding: 2rem;
line-height: 1.8;
}
.legal-container h1 {
color: #0A3D91;
margin-bottom: 1rem;
margin-top: 2rem;
}
.legal-container h2 {
color: #0A3D91;
margin-top: 2rem;
margin-bottom: 1rem;
font-size: 1.3rem;
}
.legal-container p {
color: #475569;
margin-bottom: 1rem;
}
.legal-container ul {
margin-left: 2rem;
margin-bottom: 1rem;
color: #475569;
}
.legal-container li {
margin-bottom: 0.5rem;
}
.legal-container a {
color: #2EB872;
text-decoration: none;
}
.legal-container a:hover {
text-decoration: underline;
}
.last-updated {
color: #94A3B8;
font-style: italic;
margin-bottom: 2rem;
}
</style>
</head>
<body>
<!-- NAVBAR -->
<nav class="navbar" role="navigation" aria-label="Main navigation">
<a href="index.html">
<img src="assets/nilpay-logo.jpeg" alt="NilPay Logo" class="logo" loading="lazy" />
</a>
<a href="index.html" class="btn-outline">Back to Home</a>
</nav>
<div class="legal-container">
<h1>Privacy Policy</h1>
<p class="last-updated">Last Updated: January 2026</p>
<h2>1. Introduction</h2>
<p>
NilPay ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and otherwise process personal information in connection with our website and services.
</p>
<h2>2. Information We Collect</h2>
<p>We collect information in the following ways:</p>
<ul>
<li><strong>Email Address:</strong> When you join our waitlist, we collect your email address</li>
<li><strong>Usage Data:</strong> We automatically collect information about how you interact with our site, including IP address, browser type, pages visited, and time spent</li>
<li><strong>Device Information:</strong> We collect information about your device, including device type and operating system</li>
<li><strong>Cookies:</strong> We use cookies to enhance your experience and track website analytics</li>
</ul>
<h2>3. How We Use Your Information</h2>
<p>We use the information we collect for the following purposes:</p>
<ul>
<li>To manage your waitlist registration and send you updates about NilPay</li>
<li>To analyze website usage and improve our services</li>
<li>To communicate with you about new features and announcements</li>
<li>To comply with legal obligations</li>
<li>To prevent fraudulent activities and enhance security</li>
</ul>
<h2>4. Data Security</h2>
<p>
We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and regular security audits. However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.
</p>
<h2>5. Data Retention</h2>
<p>
We retain your email address and usage data for as long as necessary to provide our services and comply with legal obligations. You can request deletion of your data at any time by contacting us at <a href="mailto:privacy@nilpay.io">privacy@nilpay.io</a>.
</p>
<h2>6. Third-Party Services</h2>
<p>
We use third-party services for analytics and email management:
</p>
<ul>
<li><strong>Google Analytics:</strong> Tracks website usage to help us understand user behavior</li>
<li><strong>Mailchimp:</strong> Manages our email list and communications</li>
</ul>
<p>These third parties have their own privacy policies and are responsible for their handling of your data.</p>
<h2>7. Your Rights</h2>
<p>You have the right to:</p>
<ul>
<li>Access your personal information</li>
<li>Request correction of inaccurate data</li>
<li>Request deletion of your data</li>
<li>Opt-out of marketing communications</li>
<li>Data portability</li>
</ul>
<p>
To exercise any of these rights, please contact us at <a href="mailto:privacy@nilpay.io">privacy@nilpay.io</a>.
</p>
<h2>8. International Data Transfers</h2>
<p>
Your information may be transferred to, stored in, and processed in countries other than your country of residence, which may have different data protection laws. By using our services, you consent to such transfers.
</p>
<h2>9. Children's Privacy</h2>
<p>
Our services are not directed to children under 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will delete it promptly.
</p>
<h2>10. Changes to This Privacy Policy</h2>
<p>
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our website and updating the "Last Updated" date.
</p>
<h2>11. Contact Us</h2>
<p>
If you have questions about this Privacy Policy or our privacy practices, please contact us at:
</p>
<ul>
<li>Email: <a href="mailto:privacy@nilpay.io">privacy@nilpay.io</a></li>
<li>Website: <a href="index.html">NilPay.io</a></li>
</ul>
</div>
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<footer style="margin-top: 4rem; border-top: 1px solid #e2e8f0;">
<img src="assets/nilpay-logo.jpeg" alt="NilPay Logo" loading="lazy" />
<p>© 2026 NilPay. All rights reserved.</p>
<div style="margin-top: 1rem; font-size: 0.9rem;">
<a href="privacy-policy.html" style="color: #2EB872; text-decoration: none; margin-right: 1rem;">Privacy Policy</a>
<a href="terms-of-service.html" style="color: #2EB872; text-decoration: none;">Terms of Service</a>
</div>
</footer>
</body>
</html>