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<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>OPay | We are Beyond Banking</title>
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<h1>We are Beyond Banking</h1>
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<p>With mission to make financial services more inclusive through technology, OPay is dedicated to <br>
providing secure, easy to use & affordable financial services with super fast experience, <br>
amazing incentive packages on transfer/airtime & top-up, innovative products to use as balance<br>
with amazing daily interest, reliable debit card with no charge and best resolution experience, etc. <br>
With OPay account, you can have full control of your finances, payments & transactions with ease,<br>
all on one platform! Yes, OPay is your one-stop payment services platform and more.<br></p>
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alt="">
</div>
</div>
</div>
</div>
</div>
<div class="hero">
<div class="pay1">
<i class="bi bi-person-circle contact"></i>
<img class="pay-1" src="https://www.opayweb.com/static/f33ae28b83c990470f646e2efa87cc85/d6331/slide-img-1.png" alt="">
<b><p class="hero-desc1">Easy Account Opening</p></b>
<p class="hero-writeup1">Instant account opening with amazing<br/> welcome bonuses</p>
</div>
<div class="pay2">
<i class="bi bi-arrow-left-right arrows"></i>
<img class="pay-2" src="https://www.opayweb.com/static/ef6281bb92db81650d1de72069f0d61b/d6331/slide-img-2.png" alt="">
<b><p class="hero-desc2">Instant Transfer</p></b>
<p class="hero-writeup2">Instant transfer with 100% successful rate to<br/> all banks in Nigeria anytime</p>
</div>
<div class="pay3">
<i class="bi bi-star star"></i>
<img class="pay-3" src="https://www.opayweb.com/static/4f1a56667f3dff8b8ffd53597437c238/d6331/slide-img-6.png" alt="">
<b><p class="hero-desc3">Airtime/Data Top-up with<br/>cashback</p></b>
<p class="hero-writeup3">Up to 6% instant cashback on airtime/data<br/>top-up everytime</p>
</div>
<div class="pay4">
<i class="bi bi-credit-card card"></i>
<img class="pay-4" src="https://www.opayweb.com/static/f6bd0d2697cd4f53fdde547e921a0291/d6331/slide-img-4.png" alt="">
<b><p class="hero-desc4">Instant and Free Debit Card</p></b>
<p class="hero-writeup4">Apply and get a card instantly at select OPay<br/> agents or apply via the OPay app. Enjoy 10 free<br/>ATM withdrawals monthly and zero maintenance fee</p>
</div>
<div class="pay5">
<i class="bi bi-cash-stack money"></i>
<img class="pay-5" src="https://www.opayweb.com/static/c48a06354858fe820be9e3058c394cee/d6331/slide-img-5.png" alt="">
<b><p class="hero-desc5">Owealth with amazing daily interest</p></b>
<p class="hero-writeup5">Instant account opening with amazing<br/> welcome bonuses</p>
</div>
</div>
<b><p class="our-services">Our Services</p></b>
<div class="services1">
<div class="acc-funding">
<h2 class="fund-title">Fund your Account, Make <br> Transfers, Pay Bills</h2>
<p class="fund-writeup">Live life on your own terms! Add money to <br> your OPay wallet and transfer to other bank <br> accounts for free. Enjoy bonuses on airtime <br> & data top-ups and fast bill payments at no <br> extra charge.</p>
<div class="fund-img">
<img class="img3" src="https://files.opayweb.com/file/video/OurServices01.jpg?x-image-process=image/format,jpeg/resize,w_2304,h_918/imageslim" alt="">
</div>
</div>
</div>
<div class="services2">
<div class="acc-funding">
<h2 class="fund-title2">OPay Debit Cards, <br>Your Passport To The World</h2>
<p class="fund-writeup2">Get your OPay Debit card at select OPay agent <br> stores instantly or apply on the OPay App and <br> enjoy 10 free ATM withdrawals monthly and <br> zero card maintenance fees. The OPay debit <br> card is accepted at any ATM or POS or web.</p>
<div class="fund-img">
<img class="img4" src="https://files.opayweb.com/file/video/OurServices02.jpg?x-image-process=image/format,jpeg/resize,w_2304,h_918/imageslim" alt="">
</div>
</div>
</div>
<div class="services3">
<div class="acc-funding">
<h2 class="fund-title3">Owealth</h2>
<p class="fund-writeup3">With Owealth, you can get amazing daily interest <br> on your funds while having full access and <br> control of the money. Make transactions at any <br> time without affecting your interest! <br>
Powered by BlueRidge Microfinance Bank</p>
<div class="fund-img">
<img class="img5" src="https://files.opayweb.com/file/video/OurServices03.jpg?x-image-process=image/format,jpeg/resize,w_2304,h_918/imageslim"alt="">
</div>
</div>
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<div class="qrcode-wrapper">
<img class="qrcode" 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<div class="download-desc">
<p class="dd">Use your phones camera to scan <br> and download the OPay app <br>
Available on iOS and Android</p>
<div class="download-option3">
<img class="do3" src="https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcTS9jU2zmoVrMi9HSeXXxriO5IiNJLsVwd-iQ&usqp=CAU" alt="">
<div class="download-options4">
<img class="do4" src="data:image/png;base64,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" alt="">
</div>
</div>
</div>
<p class="t-heading">Here is what our customers think</p>
<div class="testimonies">
<p class="t-01">OPay makes banking very easy for me; <br> transfer of funds & transactions are <br>seamless; I give OPay a solid 10/10</p>
<p class="t-02">I love OPay! the network is very good...up <br> to 100% network uptime and super fast & <br> their customer service is quick, fast and <br> efficient, complaints are resolved quickly.</p>
<p class="t-03">OPay has been giving me joy since 2020! <br> Ah, within one to two seconds, you will <br>surely see the money transferred to you!</p>
</div>
<p class="client-id">Mr. Malik (Customer)</p>
<p class="client-id2">Mrs. Benson(Agent)</p>
<p class="client-id3">Mummy Habib(Agent)</p>
<div class="security">
<img class="code-1" src="https://www.opayweb.com/static/5ee0949f0eeda0964f25c621ad2d2570/4c5c8/security-banner-1.png" alt="code-1">
<img class="code-2" src="https://www.opayweb.com/static/b3b5299b1fffcebc078007f1ff6f0066/4c5c8/security-banner-2.png" alt="code-2">
<b><p class="s-head">Your Security and Privacy<br> is our priority</p></b>
<div class="s-01">
<b><p class="fraud-head">Advanced Fraud Detection</p></b>
<p class="fraud-smalltext">Your data is stored and encrypted using strong cryptography. We scan <br>our systems daily against security threats.</p>
</div>
<div class="s-02">
<b><p class="secure-head">Security Product Safe Transactions</p></b>
<p class="secure-smalltext">We are compliant with PCI DSS. Your transactions are always <br>encrypted and secured.</p>
</div>
<div class="s-03">
<b><p class="secure-head2">Security Product</p></b>
<p class="secure-smalltext2">Quick dial *955*131# or *955*132# to lock account or card if stolen or <br>misplaced</p>
</div>
</div>
<div class="satisfactory-section">
<div class="sat-head">
<b><p>Customer Satisfation, Our <br>Priority</p></b>
</div>
<div class="sat-smalltext">
<p>we are here for you to provide 7*24 quick customer <br>
service, visit our in-app customer service center or <br>
physical customer service center or send us message <br>via official social medias or call us via hotline as <br>
below</p>
</div>
<div class="phone-no">
<img class="call-logo" src="https://www.opayweb.com/static/0ad003a3ef2999101cc4feee955c35a7/22120/telIcon.png" alt="">
<p class="digits">
0700 8888328 OR 01 888328 (App & Card queries) <br>
0700 8888329 OR 01 888329 (POS Business queries)</p>
</div>
</div>
<div class="footer-vid">
<video class="f-vid" src="https://files.opayweb.com/file/video/timeline1127.mp4" autoplay muted></video>
</div>
<div class="footflex">
<div class="company-foot">
<b><p class="company">Company</p></b>
<br/>
<p>About us</p>
<br/>
<p>Press & media</p>
<br/>
<p>Contact us</p>
</div>
<div class="resources-foot">
<b><p class="resources">Resources</p></b>
<br/>
<p>Privacy Policy</p>
<br/>
<p>Terms & conditions</p>
<br/>
<p>Documentation</p>
<br/>
<p>Security</p>
</div>
<div class="discover-foot">
<b><p class="discover">Discover</p></b>
<br/>
<p>Personal</p>
<br/>
<p>Business</p>
</div>
<div class="address-foot">
<b><p class="address">Address</p></b>
<p>9 Otunba Jobifele way <br>Ikeja, Lagos</p>
</div>
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