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feat(frontend): "Savings over time" needs an empty/sparse-data state #1788

Description

@cristim

Where: Home / Plans "Savings over time" chart.

What happens: with a single data point (~$1.10) the 90-day chart paints a large blank canvas.

Expected: an empty/sparse state ("Not enough history yet") and/or auto-fit the visible range.

Source: docs/ui-ux-review.md (2026-08 UX review) (finding: Home P2 / 2.9)

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