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Whats up with bitcoin core wallet locktimes #1458

@arminsabouri

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@arminsabouri

This is an open question and reminder to my self to make a ticket upstream.
Following up on the discussions we had in #1445 .
It seems like nlocktime is set to the current height (anti-fee sniping behavior + 10% being backdated 100 blocks for some reason) when using send but defaults to 0 on other tx creating commands like createrawtransaction or walletcreatefundedpsbt. Seems like this behavior should be uniform.

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