For the retirees ;-)

[lucdekens]

Probably not important for most of the potential users, but when you are already retired, there are a few specific things to look at.

• inform the pension fund, and make arrangements to get the monthly widower/widow payment to the correct account. In most European countries one is in any case legally obliged to inform the Pension Fund in case a household member passes away.
• already mentioned, talk to your Investment Advisor (mostly a bank contact) to see how all insurances, but also how long term investments bound to a person, shall be handled.
• for those that have it, contact the Sickness Insurance person to make sure there is no interruption in Sickness Insurance coverage
• make sure any saving/investment accounts for grand-children, or any other beneficiaries, are continued or transferred. It might require changing the monthly money transfer order with the bank.
• in several European countries shared bank accounts are blocked for some time after one of the account holders passes away. This to avoid short-dealing the State on any inheritance taxes. Make sure there are some funds available for immediate costs (hospital, funeral, ...). Discuss this with your Bank contact in advance, and write down what was agreed.

I'll add more if I think of other specific "retiree" matters.

[potatoqualitee]

This is great information, thank you, Luc! I'll try to figure out where it goes.