Use `rb_debug_inspector_frame_loc_get` if any #1745

Job	Run time
ruby-versions / Generate Ruby versions	3s
test (2.7)	1m 7s
test (3.0)	56s
test (3.1)	59s
test (3.2)	1m 0s
test (3.3)	58s
test (3.4)	52s
test (debug)	1m 41s
test (head)	52s
	8m 28s

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