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fix: Exclude the voucher requirement for mobile money validation and enable transactions based on tx_ref balance by currency. #167

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  1. Update the mobile money validation to align with the API's requirements. Since making HTTP requests directly to the API for GHS doesn't require a voucher, this fix ensures the SDK reflects that behavior as well.
  2. Allow transaction verification with tx_ref

Update the mobile money validation to align with the API's requirements. Since making HTTP requests directly to the API for GHS doesn't require a voucher, this fix ensures the SDK reflects that behavior as well.
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